InsureNet offers many dramatic benefits to government (especially to law enforcement, vehicle registration and the courts). It also greatly benefits the public, insurance agents, insurers, credit unions and banks, and many other organizations and groups involved with vehicle insurance.

Law Enforcement – Law Enforcement is provided with instant on-screen insurance status (VALID/INVALID/No Record–Possibly Fraudulent) automatically for intrastate, interstate and even Canadian use whenever a vehicle registration is checked.  This is done via NLETS which is owned by all U.S. states and handles almost 100 million transactions each month.

Vehicle Registration - Current status is checked instantly with or without an insurance ID card. This applies to counter/in-person, mail-in and electronic applications; no insurance means no registration with InsureNet.

Courts - Any telephone, computer, or PDA can provide Courts with instant status for the date of trial, the date of citation and then automatically, for the date prior to citation to identify a policy having been "back dated". It also provides periods of coverage and much more.

ITS – Turnpikes – Automated Systems – InsureNet is not a red light or speeding camera system.  It is entirely non-invasive, so can make no determination regarding who might be driving.  It does however, identify if a vehicle is or is not in compliance with the law.  “Smart Town” was developed to provide instant, accurate status for turnpikes, “smart cruisers” and other fixed and mobile positions.  It alone can deliver status that is accurate and it alone can provide that status for intrastate/interstate and even international vehicles.  This can result in hundreds of millions of dollars in new revenues for large population states.

Insurance Companies - InsureNet provides the opportunity to dramatically reduce fraud and resultant costs by eliminating many of its causes. It also provides increased efficiency and service to existing policyholders, thus substantially reducing other costs, and provides a dramatic increase in revenues. Losses from uninsured motorist coverage will, as an example, be dramatically reduced. A noted insurer actuary has documented over $104. per policy/vehicle/year in initial income, increasing over time.  If the system is fully implemented, savings can be higher and these losses, now passed on to policyholders, can end. 

State and Local Government – At this time of financial shortfalls, almost nothing can do more to support the financial needs of State and Local Governments.  The fact that this is simply supporting the rule of law and protecting the Public is an additional, but very significant bonus.   Governments are able to provide a substantial benefits package to Citizens at no cost to taxpayers, including a fair, safe, accurate, non-invasive, and efficient system. InsureNet provides the tools for law enforcement, DMVs, courts, insurance departments and others to do their jobs with greater professionalism, while removing all uncertainty. Officers, DMV staff and others cease being the targets of often irate people trying to register or drive without insurance.  This is no longer a burden for government as status is always and only directly controlled by the insurer. Government can benefit from dramatically increased revenues, (additional citations, premium tax and business tax). This is the only interstate system and also only international system. It is the only accurate system and the only system for use by Law Enforcement everywhere. It is the only way to do accurate “e”registration and handle toll way requirements.  For countless reasons, this is the Nation’s answer to the problems associated with uninsured vehicles.  

The Public - This new system offers safer roads, lower insurance rates, much improved government and insurance service and far more convenience.

Checking Insurance Status – Anyone can check the status of a vehicle’s insurance at any time using only a telephone or computer. 

Purchasing a Vehicle - Insurance status can be checked and verified instantly, before a test drive and before transferring the title.  This is a real-time system, enabling the proper registration of a vehicle, with known insurance, immediately after purchase.  

Purchasing Insurance - Insurance purchase is faster and easier.  A secure binder number is produced automatically on behalf of the insurer and agent involved to verify the transaction, thus eliminating confusion and fraud.  This also enables instant and accurate registration.