InsureNet has announced the release of Version Five, which eliminates all requirements for insurers to accommodate special software, interface with their central core, (stacks), do "gleaning" at Underwriting, (or any other location), and in fact, removes all requirements for use other what insurers do now. The use of the "UC" (Unique Code) is encouraged but is not necessary. The use of the "UC" dramatically benefits insurers of course, and ensures both dramatic savings regarding fraud reduction and substantially increased revenues from many types of new, additional business as well, but insurers decide its use.